Loan specialist was very informative and application was quick and easy.
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Tried to cash a check for $45 for $450 cant even read. Waited a couple months and then took the money out of my account with no notice. Terrible!
I've been using Lendup for quite a while now. I believe I got my first loan with them in 2016 and started with a $200 or $250 limit. I was okay with it because I was working on my credit and I was just happy that I was approved. I climbed up the ladder all the way to get installment loans and have paid off every loan on time since I've had them, I've never been late. My points have reach 41,000 and I have been able to get approved for the installment loans for $1000 which helped me alot when I needed them. Now they've changed the criteria and now for the very first time I have been denied for the same loan I have been getting. My thing is, if a customer has been a good customer why deny them. I'm so fustrated.
Horrible banking experience. Avoid at all costs. Everything moves at a snail's pace. Transferring money takes 5 business days. My latest fiasco and why I closed my account was they declined a payment I was making, for just $100 using my debit card. No reason for the decline. I used another debit and it went through just fine. Unknown to me, they also locked my debit card - no notification. I guess their mentality is I'll know when it's locked when I go to use it again.
But it gets better. The $100 that got declined was also not available. So I called Discover and they told me it was being held for 5 business days for "my protection." What? The transaction was declined...and they're holding it for 5 business days? Avoid this bank like the plague.
I applied at the CK site
Was approved for a $2200 limit. Received card 5 days later. I'm very pleased so far. I wouldn't have applied if it had not been for Credit Karma approval odds which turned out to be correct.